Euro to Indian Rupee Exchange Rate Today: 1 EUR to INR Converter

Anyone who has ever sent money to India or checked a travel budget knows the feeling: you type in an amount, see a number, and suspect the real cost is hidden somewhere in the fine print. The euro to Indian rupee (EUR/INR) exchange rate is rarely as simple as the headline number suggests. This guide breaks down the actual mid-market rate, compares what different providers offer, and shows exactly where fees and spreads eat into your money.

Mid-market rate (XE): 1 EUR = 109.90 INR ·
Revolut rate: 1 EUR = 109.46 INR ·
ECB reference rate: 1 EUR = 109.75 INR

The table below shows key EUR/INR data points.

What is € 1 in India?

Current live rate

• As of the latest data, 1 euro buys approximately 109.90 Indian rupees at the mid-market rate, according to XE (global currency data provider).
• The European Central Bank publishes a reference rate of 109.75 INR per euro (ECB (official euro-area institution)).
• Other platforms show similar figures: IBAN (banking code database) reports 109.75, while Investing.com (financial data portal) shows a previous close of 110.06.

How the mid-market rate is determined

XE (currency data provider) defines the mid-market rate as the midpoint between the bid and ask prices in global interbank currency markets, while Wise (international money transfer service) states it always gives the real mid-market rate. Currency.Wiki (rate aggregator) updates its mid-market rate every 5 minutes and warns that banks and exchange services typically add fees and spreads on top.

Bottom line: The mid-market rate is the benchmark you should compare any provider against. If you’re sending a small amount, the difference between 109.75 and 109.90 is negligible. For ₹100,000 or more, the gap can cost you thousands of rupees.

How much is €100 in Indian rupees?

Conversion for common amounts

• At the mid-market rate (109.90), 100 EUR = 10,990 INR. For 500 EUR: 54,950 INR. For 1,000 EUR: 109,900 INR.
• OFX (foreign exchange broker) lists a live rate of 111.67, meaning 100 EUR = 11,167 INR — a difference of 177 INR from the mid-market rate.
• Pluang (investment platform) reports 109.42, while Currency.Wiki (rate aggregator) shows 111.14 as of August 26, 2026.

Using online converters vs banks

Online converters like XE and Wise show the mid-market rate. Banks and physical exchange counters typically add a spread of 2–5% hidden in the rate. Valuta EX (comparison tool) models that a 1% transfer fee reduces 1 EUR from 110.04 INR to 108.94 INR — a 1% loss on the entire amount.

The implication: for a 1,000 EUR transfer, a 1% spread costs you about 1,099 INR. That’s a real cost many people never see because it’s baked into the rate.

Is Euro to INR going to increase?

Factors influencing EUR/INR trend

• Exchange rate forecasts are inherently uncertain. Investing.com (market data platform) notes that EUR/INR is influenced by interest rate differentials, inflation, and economic growth in the eurozone and India.
• The Reserve Bank of India’s monetary policy, India’s trade deficit, and global oil prices are major drivers. No single factor can predict the direction.

Expert analysis and warnings

Historical data shows significant volatility. In 2017, the rate ranged from 70 to 78 INR per euro. By 2024, it had crossed 90. The ECB’s historical series shows a long-term depreciation of the rupee against the euro (ECB (official reference data)).

The pattern: no single factor predicts the rate; comparing providers before each transfer is the only reliable approach.

How much is 1 euro in 1 dollar?

EUR/USD rate today

• As of the latest data, 1 euro equals approximately 1.10 US dollars (example). Investing.com (currency pair data) provides real-time quotes.
• The EUR/USD rate is the most traded currency pair globally and heavily influences EUR/INR because the Indian rupee tends to track the US dollar.

How does EUR/USD affect EUR/INR?

When the dollar strengthens against the euro, the rupee often weakens against the euro as well, because INR is predominantly traded against USD. ECB (monetary authority) data shows the correlation is not perfect but is significant. For Indian consumers sending euros, a strong dollar means fewer rupees per euro.

How much was 1 Euro in 2017?

Euro to INR historical chart

• In 2017, 1 euro ranged from about 70 to 78 Indian rupees, according to ECB (historical exchange rate archive).
• The rate has since trended upward, crossing 90 in 2022 and 109 in 2025–2026.

Major events in 2017 affecting the rate

2017 saw the aftermath of India’s demonetisation (2016), a recovery in global oil prices, and the European Central Bank’s continued quantitative easing. These factors contributed to the rupee’s depreciation against the euro. The long-term trend suggests a structural weakening of the INR.

Bottom line: Anyone who converted 1,000 EUR in 2017 got about 78,000 INR. Today, the same 1,000 EUR fetches roughly 109,900 INR. The rupee has lost about 40% of its value against the euro in a decade.

Comparison table: EUR/INR rates across providers

Three providers, one pattern: the mid-market rate is the baseline, and every service adds a different gap.

The pattern across providers: the mid-market rate is the baseline; every service adds a different gap.

How to convert Euros to Indian Rupees (step-by-step)

Step 1: Check the current mid-market rate

1. Use XE or the ECB reference page to get the baseline rate. This is your benchmark.
2. Write down the rate. Any provider offering a rate significantly lower is adding a markup.

Step 2: Compare at least three providers

1. Check Wise’s comparison page (money transfer comparator) for a side-by-side view of rates and fees.
2. Include Revolut, OFX, and a traditional bank in your comparison.

Step 3: Calculate the total cost

1. For each provider, multiply the amount by the rate, then subtract any fees.
2. Example: sending 1,000 EUR via OFX at 111.67 gives 111,670 INR. Via Wise at 109.90 with a 0.41% fee (4.51 EUR) gives 1,000 – 4.51 = 995.49 EUR × 109.90 = 109,405 INR. The difference is 2,265 INR.

Step 4: Choose and execute

1. Select the provider that gives the most rupees after all fees.
2. Initiate the transfer during forex market hours (Monday to Friday) to avoid weekend markups, as Revolut (digital banking service) notes that fees may apply outside market hours.

The implication: taking the time to compare can save you thousands of rupees on larger transfers.

Timeline: EUR/INR historical trend

• 2017: 1 EUR ~ 70–78 INR (ECB data)
• 2020: 1 EUR ~ 84–90 INR (pandemic volatility)
• 2022: 1 EUR ~ 82–92 INR (post-pandemic recovery, oil prices)
• 2025: 1 EUR ~ 105–110 INR (current levels)

The pattern over the past decade is clear: the rupee has lost ground against the euro. For anyone with recurring transfers to India, the direction matters.

Clarity section

Confirmed facts

• 1 EUR equals approximately 109.90 INR at mid-market rate on the date of this article (XE).
• The rate fluctuates daily; the ECB publishes a new reference rate each business day (ECB).

What’s unclear

• The future direction of EUR/INR cannot be predicted with certainty (Investing.com).
• Exact rates from specific providers may vary at the moment of transfer.
• Banks and exchange services typically add a spread of 1–5% (Currency.Wiki) — exact markup depends on provider and transfer size.

The uncertainty: rates vary by time and provider, so the best strategy is to check at the moment of transfer.

Quotes from sources

“XE’s mid-market rate is the midpoint between buy and sell prices in global currency markets.”

— XE (currency data provider)

“The European Central Bank publishes a reference exchange-rate series for INR against the euro every business day.”

— European Central Bank (official reference)

“Wise always gives the real mid-market rate and shows our fees upfront.”

— Wise (international money transfer service)

“Currency.Wiki updates its EUR/INR mid-market rate every 5 minutes and warns that banks add fees and spreads.”

— Currency.Wiki (rate aggregator)

Summary

The euro to Indian rupee exchange rate is a moving target that affects students, families sending remittances, and businesses alike. The gap between the headline mid-market rate and what you actually receive can be significant — often 1–5% hidden in spreads and fees. For anyone sending money to India, the choice is clear: use a provider that offers the mid-market rate with transparent fees, or pay the price of convenience.

Frequently asked questions